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Insurance Agents' Errors & Omissions
PIA of Louisiana Member Benefit

Advantages to Having Your Agency's E&O with PIA of Louisiana:

   PIA wants to personally know you and your agency;
   PIA understands your agency's needs and the challenges Louisiana agents face;
   PIA is accessible and accountable to you;
   PIA offers exceptional service;
   PIA is a local, agents' association--having your E&O through PIA supports the Louisiana economy and helps to strengthen the Louisiana insurance industry;
   PIA specializes in Insurance Agents & Brokers Errors & Omissions and can assist in placing risks of any size, history and nature, including startup agencies;
   PIA is here to serve your agency needs and has your best interest in mind;
   PIA offers FREE annual E&O Seminars for PIA's policyholders and their employees.



E&O Markets available through PIA of Louisiana:

PIA of Louisiana has access to a wide range of markets, including several top-notch admitted carriers and a wealth of surplus lines carriers that can accommodate tough-to-place risks of any size and nature. In addition, PIA keeps a close eye on the marketplace for new products and enhancements.


PIA of Louisiana accesses a wide range of E&O Markets that provide many of the following*:

   Limits Up to $10,000,000
   Wide Range of Deductibles Starting as Low as $2,500
   Triple Aggregate Deductible
   First Dollar Defense
   Defense Outside of the Limits
   Multiple Year Extended Reporting Period (ERP) Options
   Coverage for General Agent, Managing General Agent, Surplus Lines Broker, Third Party Administrator, Insurance Appraiser, Insurance Consultant, Claims Administrator, Premium Financing Services, Notary Public, and Instructing Services.
   Coverage for Life, Accident & Health Exposures
   Coverage for Independent Contractors
   Insolvency Coverage (Available for all or only admitted carriers with specified A.MBest RatingCoverage and rating requirements vary by carrier.)
   Worldwide Coverage
   Security Incident Response Coverage ($10,000 sublimit)
   Broad Definitions of "Insured"


*All coverage varies by company and risk. Check with PIA to ensure we are pursuing the coverage you desire.



Getting Started:
PIA of Louisiana is ready to work with you to gain a better understanding of your agency's needs. You can expect, and count on, an exceptional level of service. To pursue a competitive indication for your agency's E&O or to learn more about the E&O markets available through PIA, call Natalie Cooper or Caroline Adams at PIA today at (800) 349-3434.
Thanks to Our 2011 PIA Partners:
        

American Strategic Insurance (ASI)


FirstComp


GMAC Insurance


LCTA Workers' Comp

LUBA Workers. Comp

Prime Rate

Stonetrust Commercial Ins. Co.